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Balance your Energy & Your bank Account

Balance your Energy & Your bank Account

 First, yoga is all about balance. It's about finding your spiritual center and staying there. Your financial situation should be much the same. Keep a good balance between long-term and short-term investments. Always have a solid base. It may be uncomfortable at first (not everything is as easy as the sun salute, you know), but you will get used to it, and you'll be all the better for it.

Next, yoga is about self-discipline. This is a lesson that must be adhered to when you are managing your finances. There shall be no willy-nilly buying here. Develop a plan and stick to it. If you even think about making an impulse purchase, step back, take a deep breath and find your center. Then look at the purchase again.

Yoga is tied to the belief in karma. Do good and good will be done unto you and the opposite. Financially, this might mean investing in corporations that are involved in the greater good, or deciding against a seemingly good investment based on the consequences of the product and not the investment.

The best financial strategy is one that incorporates all the facets of yoga with all the best of capitalism. Sure, it may sound like the love child of Marilyn Manson and Mrs. Cleaver, but it really works. Want to see it in action? Sure you do.

Barry wakes up at 6:30am to take in the beautiful sunrise from the balcony of his 13th floor apartment. There he performs his daily warm up and finds his balance. He sits down for a wholesome breakfast while watching the market news on the CNN ticker. During this time, he starts flipping through his credit card statements and realizes that he is being charged 23.9% on his favorite card. He decides right then that he will spend his free time after work looking for new credit cards with low apr and a 0% balance transfer rate.

During the workday, he stays focused and doesn't let his financial situation preoccupy him. There are more important things to do, like making sure the Jill in accounting gets her vacation schedule worked out so she can visit her mother in Florida next month.

When Barry gets home, he takes a nice relaxing stroll around the block before sitting down to do some research. He pulls up two similar credit cards with rates under 10% and 0% transfer options. One of them gives cash back rewards and double miles, the other one plants a tree one the first purchase and offsets 1 million tons of carbon dioxide emissions every year. Karma made the choice easy. Now Barry has less debt, and his downward dog is helping to build up a forest.

So what did we learn here? Barry likes CNN and works in human resources.

Actually, the point was that using the discipline that you are required to have during your yoga sessions in the area of your financial life, will help you make better decisions for both your immediate and long-term future.

By Sarah Stringer

Sara is freelance writer who most often writes about personal finance. In her spare time, she enjoys maintaining a healthy lifestyle through swimming and practicing yoga. 

Try the following YogaDownload classes to start bringing your life into balance:

Empowerment Flow - Hayley Hobson 

The Fearless Heart - Michelle Marchildon 

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